/* =============================================================================
   Finance.cloud — Design System
   Direction 2: Clinical precision. Warm off-white canvas, Arista display,
   ledger-style data ribbons, single deep-green accent.
   ============================================================================= */

@font-face {
  font-family: 'Arista';
  src: url('../fonts/Arista2_0_light.ttf') format('truetype');
  font-weight: 300;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Arista';
  src: url('../fonts/Arista2_0.ttf') format('truetype');
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Arista';
  src: url('../fonts/Arista2_0_fat.ttf') format('truetype');
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: 'Arista Alt';
  src: url('../fonts/Arista2_0_Alternate_light.ttf') format('truetype');
  font-weight: 300;
  font-style: normal;
  font-display: swap;
}

/* =============================================================================
   Tokens
   ============================================================================= */

:root {
  --canvas: #F4F2ED;
  --canvas-elev: #ECE9E2;
  --ink: #0E1410;
  --ink-70: rgba(14, 20, 16, 0.7);
  --ink-55: rgba(14, 20, 16, 0.55);
  --ink-40: rgba(14, 20, 16, 0.4);
  --ink-15: rgba(14, 20, 16, 0.15);
  --ink-08: rgba(14, 20, 16, 0.08);
  --accent: #16A34A;
  --accent-deep: #0E7A36;

  --font-display: 'Arista', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-body:    'Arista', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono:    ui-monospace, 'SF Mono', 'Menlo', 'Consolas', monospace;

  --content-max: 1280px;
  --gutter: 36px;
}

/* =============================================================================
   Reset + base
   ============================================================================= */

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--canvas);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.65;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

img, svg { display: block; max-width: 100%; }

a { color: inherit; text-decoration: none; }
a:hover { color: var(--accent-deep); }

button { font-family: inherit; cursor: pointer; }

/* =============================================================================
   Layout
   ============================================================================= */

.page {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  background-image: linear-gradient(to right, var(--ink-08) 1px, transparent 1px);
  background-size: 80px 80px;
}

.container {
  width: 100%;
  max-width: var(--content-max);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.section {
  position: relative;
  padding: 100px 0;
  border-top: 1px solid var(--ink-08);
}
.section:first-of-type { border-top: 0; }

.section-num {
  font-family: var(--font-mono);
  color: var(--ink-40);
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-bottom: 32px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.section-num::before {
  content: '';
  display: inline-block;
  width: 20px;
  height: 1px;
  background: var(--accent);
}

/* =============================================================================
   Typography
   ============================================================================= */

h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 300;
  letter-spacing: -0.025em;
  margin: 0;
  color: var(--ink);
}

h1 {
  font-size: clamp(48px, 7.5vw, 88px);
  line-height: 0.96;
  letter-spacing: -0.04em;
  font-weight: 300;
}
h2 {
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.05;
  letter-spacing: -0.03em;
  margin-bottom: 32px;
}
h3 {
  font-size: 20px;
  line-height: 1.3;
  letter-spacing: -0.015em;
  font-weight: 400;
}

p {
  margin: 0 0 1.2em;
  color: var(--ink-70);
  max-width: 60ch;
}

.lead {
  font-size: clamp(15px, 1.4vw, 17px);
  line-height: 1.65;
  color: var(--ink-70);
  max-width: 540px;
  font-weight: 400;
}

.eyebrow {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--ink-55);
  margin-bottom: 12px;
}

.mono {
  font-family: var(--font-mono);
  letter-spacing: 0.04em;
}

/* =============================================================================
   Header
   ============================================================================= */

.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(244, 242, 237, 0.92);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--ink-08);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
}
.logo-lockup {
  display: flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-body);
  font-size: 15px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  font-weight: 500;
  color: var(--ink);
}
.logo-mark {
  width: 32px;
  height: 32px;
  flex-shrink: 0;
}
.nav {
  display: flex;
  gap: 32px;
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 500;
}
.nav a { color: var(--ink-55); transition: color 0.15s; }
.nav a:hover, .nav a.active { color: var(--ink); }

/* Mobile nav */
.nav-toggle { display: none; background: none; border: 0; padding: 8px; }
.nav-toggle svg { width: 24px; height: 24px; }
@media (max-width: 760px) {
  .nav-toggle { display: block; }
  .nav { display: none; }
  .nav.open {
    display: flex; flex-direction: column;
    position: absolute; top: 100%; left: 0; right: 0;
    background: var(--canvas); padding: 24px var(--gutter);
    border-bottom: 1px solid var(--ink-08);
    gap: 20px;
  }
}

/* =============================================================================
   Ledger ribbon — the data row under the header on key pages
   ============================================================================= */

.ledger {
  border-bottom: 1px solid var(--ink-08);
}
.ledger-inner {
  display: flex;
  gap: 36px;
  padding: 14px 0;
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-55);
  letter-spacing: 0.04em;
  flex-wrap: wrap;
}
.ledger-item span:first-child { color: var(--ink-40); margin-right: 10px; }
.ledger-item span:last-child  { color: var(--ink); }
.ledger-spacer { flex: 1; }

/* =============================================================================
   Hero
   ============================================================================= */

.hero {
  padding: 100px 0 80px;
  display: grid;
  grid-template-columns: 1fr 220px;
  gap: 48px;
  align-items: end;
}
.hero-headline em {
  font-style: italic;
  color: var(--accent-deep);
  font-weight: 300;
}
.hero-cta-row {
  display: flex;
  align-items: center;
  gap: 24px;
  margin-top: 40px;
  flex-wrap: wrap;
}

.hero-stats {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding-bottom: 8px;
}
.hero-stat {
  border-top: 1px solid var(--ink-15);
  padding-top: 14px;
}
.hero-stat-label {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ink-55);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 6px;
}
.hero-stat-value {
  font-family: var(--font-display);
  font-size: 32px;
  font-weight: 300;
  letter-spacing: -0.02em;
  line-height: 1;
}
.hero-stat-value sup {
  font-size: 18px;
  color: var(--ink-55);
  vertical-align: top;
  margin-left: 2px;
}

@media (max-width: 880px) {
  .hero { grid-template-columns: 1fr; gap: 40px; padding: 60px 0; }
  .hero-stats { flex-direction: row; flex-wrap: wrap; gap: 24px; }
  .hero-stat { flex: 1 1 140px; }
}

/* =============================================================================
   Buttons
   ============================================================================= */

.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 22px;
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  border: 1px solid var(--ink);
  background: var(--ink);
  color: var(--canvas);
  cursor: pointer;
  transition: all 0.18s ease;
  text-decoration: none;
}
.btn:hover {
  background: var(--accent-deep);
  border-color: var(--accent-deep);
  color: var(--canvas);
}
.btn .arrow {
  font-family: var(--font-mono);
  opacity: 0.6;
  transition: transform 0.18s ease;
}
.btn:hover .arrow { transform: translateX(4px); opacity: 1; }

.btn-ghost {
  background: transparent;
  color: var(--ink);
  border-color: var(--ink);
}
.btn-ghost:hover {
  background: var(--ink);
  color: var(--canvas);
}

.btn-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.06em;
  color: var(--ink);
  text-transform: uppercase;
  border-bottom: 1px solid transparent;
  padding-bottom: 2px;
  transition: border-color 0.18s, color 0.18s;
}
.btn-link:hover {
  color: var(--accent-deep);
  border-color: var(--accent-deep);
}

/* =============================================================================
   Service cards
   ============================================================================= */

.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0;
  border-top: 1px solid var(--ink-08);
}
.service-card {
  padding: 32px 28px;
  border-right: 1px solid var(--ink-08);
  border-bottom: 1px solid var(--ink-08);
  background: var(--canvas);
  transition: background 0.2s;
  position: relative;
}
.service-card:hover { background: var(--canvas-elev); }
.service-card:last-child { border-right: 0; }
.service-card .num {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-40);
  letter-spacing: 0.1em;
  margin-bottom: 16px;
}
.service-card h3 {
  font-size: 22px;
  font-weight: 300;
  letter-spacing: -0.02em;
  margin-bottom: 16px;
  color: var(--ink);
}
.service-card p {
  font-size: 13px;
  line-height: 1.6;
  color: var(--ink-70);
  margin-bottom: 20px;
}
.service-card ul {
  list-style: none;
  padding: 0;
  margin: 0 0 16px;
}
.service-card li {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-55);
  letter-spacing: 0.04em;
  padding: 6px 0;
  border-top: 1px solid var(--ink-08);
}
.service-card li:first-child { border-top: 0; }

/* Tier card variants */
.tier-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 0;
  margin-top: 60px;
  border: 1px solid var(--ink-08);
}
.tier-card {
  padding: 40px 32px;
  border-right: 1px solid var(--ink-08);
  background: var(--canvas);
  position: relative;
}
.tier-card:last-child { border-right: 0; }
.tier-card.featured { background: var(--ink); color: var(--canvas); }
.tier-card.featured h3 { color: var(--canvas); }
.tier-card.featured p { color: rgba(244, 242, 237, 0.7); }
.tier-card.featured li { color: rgba(244, 242, 237, 0.55); border-color: rgba(244, 242, 237, 0.1); }
.tier-card.featured .tier-tag { background: var(--accent); color: var(--ink); }

.tier-tag {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  padding: 4px 10px;
  background: var(--ink);
  color: var(--canvas);
  margin-bottom: 24px;
}

/* =============================================================================
   Industries
   ============================================================================= */

.industry-list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 0;
  border-top: 1px solid var(--ink-08);
  margin-top: 40px;
}
.industry-item {
  padding: 36px 28px;
  border-right: 1px solid var(--ink-08);
  border-bottom: 1px solid var(--ink-08);
}
.industry-item:last-child { border-right: 0; }
.industry-item .industry-num {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ink-40);
  margin-bottom: 18px;
}
.industry-item h3 {
  font-size: 24px;
  font-weight: 300;
  letter-spacing: -0.02em;
  margin-bottom: 16px;
}
.industry-item p {
  font-size: 13px;
  color: var(--ink-70);
  line-height: 1.6;
}

/* =============================================================================
   Quote / pull-blocks
   ============================================================================= */

.pull {
  font-family: var(--font-display);
  font-weight: 300;
  font-size: clamp(28px, 3.5vw, 44px);
  line-height: 1.2;
  letter-spacing: -0.02em;
  max-width: 880px;
  color: var(--ink);
  padding: 80px 0;
  border-top: 1px solid var(--ink-08);
  border-bottom: 1px solid var(--ink-08);
}
.pull em { font-style: italic; color: var(--accent-deep); }

/* =============================================================================
   Forms
   ============================================================================= */

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px 24px;
  max-width: 720px;
}
.form-grid .full { grid-column: 1 / -1; }

.field label {
  display: block;
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ink-55);
  margin-bottom: 8px;
}
.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  background: transparent;
  border: 1px solid var(--ink-15);
  font-family: var(--font-body);
  font-size: 14px;
  color: var(--ink);
  border-radius: 0;
  transition: border-color 0.18s;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--ink);
}
.field textarea { resize: vertical; min-height: 96px; }
.field-note {
  margin-top: 8px;
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ink-40);
  letter-spacing: 0.04em;
}

@media (max-width: 760px) {
  .form-grid { grid-template-columns: 1fr; }
}

.form-success,
.form-error {
  padding: 18px 22px;
  border: 1px solid var(--ink);
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.04em;
  margin-top: 24px;
}
.form-success { border-color: var(--accent-deep); color: var(--accent-deep); }
.form-error { border-color: #B92020; color: #B92020; }

/* =============================================================================
   Footer
   ============================================================================= */

.footer {
  margin-top: auto;
  background: var(--ink);
  color: var(--canvas);
  padding: 80px 0 40px;
}
.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 60px;
}
.footer-brand .logo-lockup { color: var(--canvas); }
.footer-brand p {
  color: rgba(244, 242, 237, 0.6);
  font-size: 13px;
  max-width: 320px;
  margin-top: 24px;
}
.footer-col h4 {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(244, 242, 237, 0.45);
  margin-bottom: 16px;
  font-weight: 500;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { padding: 6px 0; }
.footer-col a {
  font-size: 13px;
  color: rgba(244, 242, 237, 0.75);
  transition: color 0.18s;
}
.footer-col a:hover { color: var(--accent); }
.footer-bottom {
  padding-top: 24px;
  border-top: 1px solid rgba(244, 242, 237, 0.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.04em;
  color: rgba(244, 242, 237, 0.5);
  flex-wrap: wrap;
  gap: 16px;
}

@media (max-width: 880px) {
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 520px) {
  .footer-inner { grid-template-columns: 1fr; }
}

/* =============================================================================
   Animations — restrained, only on entry
   ============================================================================= */

@media (prefers-reduced-motion: no-preference) {
  .reveal {
    opacity: 0;
    transform: translateY(12px);
    animation: reveal 0.7s ease forwards;
  }
  .reveal.delay-1 { animation-delay: 0.08s; }
  .reveal.delay-2 { animation-delay: 0.16s; }
  .reveal.delay-3 { animation-delay: 0.24s; }
  .reveal.delay-4 { animation-delay: 0.32s; }

  @keyframes reveal {
    to { opacity: 1; transform: translateY(0); }
  }
}

/* =============================================================================
   Chat widget
   ============================================================================= */

.chat-launcher {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 90;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--ink);
  color: var(--canvas);
  border: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background 0.2s, transform 0.2s;
}
.chat-launcher:hover { background: var(--accent-deep); transform: scale(1.05); }
.chat-launcher svg { width: 22px; height: 22px; }

.chat-panel {
  position: fixed;
  bottom: 92px;
  right: 24px;
  z-index: 90;
  width: 360px;
  max-width: calc(100vw - 48px);
  background: var(--canvas);
  border: 1px solid var(--ink);
  display: none;
  flex-direction: column;
  max-height: 540px;
}
.chat-panel.open { display: flex; }
.chat-header {
  padding: 18px 22px;
  background: var(--ink);
  color: var(--canvas);
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.chat-header h4 {
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--canvas);
  margin: 0;
}
.chat-close {
  background: none; border: 0; color: var(--canvas);
  cursor: pointer; padding: 4px;
}
.chat-body {
  padding: 22px;
  overflow-y: auto;
  flex: 1;
}
.chat-body p {
  font-size: 13px;
  color: var(--ink-70);
  margin-bottom: 16px;
}
.chat-body .field { margin-bottom: 14px; }
.chat-body .field input,
.chat-body .field textarea { font-size: 13px; padding: 10px 12px; }

/* =============================================================================
   Generic page helpers
   ============================================================================= */

.legal-page { max-width: 760px; margin: 0 auto; padding: 80px 0; }
.legal-page h1 { font-size: clamp(36px, 5vw, 56px); margin-bottom: 16px; }
.legal-page h2 { font-size: 22px; margin-top: 48px; margin-bottom: 16px; font-weight: 400; }
.legal-page p, .legal-page li { font-size: 14px; color: var(--ink-70); }
.legal-page .last-updated {
  font-family: var(--font-mono); font-size: 11px;
  color: var(--ink-55); letter-spacing: 0.06em; margin-bottom: 48px;
}

.skip-link {
  position: absolute;
  left: -9999px;
}
.skip-link:focus {
  position: absolute;
  left: 16px; top: 16px;
  background: var(--ink); color: var(--canvas);
  padding: 12px 16px; z-index: 200;
}